One method of dealing with health care is by state. Massachusetts, governed by Mitt Romney, is the first state to require mandatory health insurance. Listed below is the the way it works. The state of Massachusetts is requiring :
All people living there must be covered, either by themselves if they have enough money, or their subsdized plan. Companies ,with at least 10 (full time) employers, must either pay for or help out with their employee’s coverage or pay a large anual fee of $295 for those working full hours. Smaller companies are not required to cover their employees.
If you are a resident with under 300% of the FPL (for a family of 3 that’s about 38,000) and are not eligible for medicade you will be covered by the state wit their (subsidized) health plan. All children get it free, and adults under 25 can get extended coverage if they need more financial aid. This coverage also includes benefits like dental coverage.
To put this plan in a different view, employers do see benefits from lowered premiums and deductables. When a company covers a hospital bill for instance it is expensive due to the uninsured not paying them. With this new plan everybody is covered, making spendings actually less. Since everybody will be covered there are healthy people who don’t need as much care, making it easier for a compay to cover everybody.
My question to you is how could this policy be improved to not end up failing like Hillary-care, due to the similar setup and way they’re run. For more background refer to On Other Issues. There you will find many truths about this plan as well as a Q&A with Mitt Romney regarding concerns
.(http://www.ontheissues.org/2008/Mitt_Romney_Health_Care.htm)